Credit Scores

There are two kinds of credit inquiries: hard inquiries and soft inquiries. Hard inquiries can hit your credit report “hard” causing you to lose points...

In part 1 of How To Identify Soft Inquiries On Your Credit Report, we covered factors that can take a soft hit at your credit...

Credit is an interesting paradox. Your score is comprised of so many factors, not just your pay back history. For instance, each time you try...

In part 1 of Example of Hard Credit Inquiries, we shared the types of credit inquiries that can bring your credit score down a few...

Lenders and other third parties judge your creditworthiness based on many factors and one of them is the inquiries that are on your report. Inquiries...

There are two kinds of inquiries that can happen on your credit report.  They are hard inquiries and soft inquiries. In part 1 of Difference...

Credit inquiries allow lenders and other third parties to see when and where you’ve searched for credit in the past. Two kinds of inquiries that...

If you’re looking for a great rate on a loan, you may be worried that too many hits may drop your score. Although too many...

When you’re shopping around for credit whether it’s for a new auto loan, mortgage or credit card, the level of damage it does to your...

If your credit is in good condition, you can enjoy many benefits such as… Low interest rates Low down payments And, favorable credit terms. Depending...