- Credit Cards For Poor CreditGetting a credit card when you have poor credit is more so about improving your credit score than it is about having more purchasing power....
- Managing Your Credit During The Holiday SeasonIt may be the most wonderful time of the year, but the last thing you want to do is spend recklessly. Most people go into...
- Who Can Access Your Credit ReportWhen it comes to your credit report, the federal Fair Credit Reporting Agency limits who can access your information. This is for privacy reasons. Here...
- Explaining Negative Info On Your Credit ReportIf you have negative information on your credit report, you aren't doomed with the bad report. You can explain some of the negative information so...
- How Long Does Negative Info Stay On A Credit ReportIf you've got late payments, or charge offs on your credit report, those are considered negative information. Normally, that information will stay on your credit...
- How Does Info Get On Your Credit ReportYour credit report is a record of your credit history. If you're wondering how information gets on your credit report, it's simple. Every month, lenders...
- How To Freeze An Equifax Credit FileIf you'd like to place a freeze on your Equifax credit file, you can do so either by mail, phone, or online. There is no fee for...
- What To Do If Transunion Does Not Resolve A Credit DisputeIf you file a dispute on your credit report, whether it be online or by mail, and the investigation did not resolve your dispute, you...
- What Happens When You File A Credit Dispute Online With TransunionWhen you submit a credit dispute to Tranunion online, it takes up to 30 days to conclude the investigation. You'll receive a response by email...
- What Transunion Does When You Report An InaccuracyBecause inaccurate information can sometimes pop up on your credit report, it's important that you dispute any inaccuracies to Transunion immediately. At your request, Transunion...