Credit Scores

As if juggling lenders aren't enough, there are other forces out there that can drop your credit score too. Tax and legal issues. If a...

When you use a debit card, you are not borrowing money. You are simply using your own money to pay for things. The money is...

One of the fastest ways to plummet your credit score is by maxing out your credit cards. When you spend too much, or up to...

When it comes to your credit report, the federal Fair Credit Reporting Agency limits who can access your information. This is for privacy reasons. Here...

If you have negative information on your credit report, you aren't doomed with the bad report. You can explain some of the negative information so...

If you've got late payments, or charge offs on your credit report, those are considered negative information. Normally, that information will stay on your credit...

Your credit report is a record of your credit history. If you're wondering how information gets on your credit report, it's simple. Every month, lenders...

If you'd like to place a freeze on your Equifax credit file, you can do so either by mail, phone, or online. There is no fee for...

If you file a dispute on your credit report, whether it be online or by mail, and the investigation did not resolve your dispute, you...

When you submit a credit dispute to Tranunion online, it takes up to 30 days to conclude the investigation. You'll receive a response by email...