The short answer is no.
It’s best to skip borrowing money to buy things that will depreciate such as vacations, cars and clothes.
When possible, it’s best to pay cash for cars because when you borrow, you’re paying someone to temporarily use their money.
If what you buy with that money goes up in value that’s a smart financial move because essentially you get richer. If it doesn’t, you’re getting poorer. Even worse, if you can’t pay it back on time, you get a credit score takes a hit.