Payday loans are options people turn to when their backs are against the wall and they are in need of money fast.
But payday loans can get a person into an even bigger financial trap, which is why you’re encouraged to explore all your other options.
It’s best to feel out your other alternatives. If you have an account with a bank or a credit union, you might be able to get a short-term loan there. This is especially true if you have direct deposit.
There’s also the option of pawn loans against anything valuable you may have.
You also could try for a cash advance through your credit card.