In the event you are concerned that your identity has been stolen, you can consider getting a security freeze. A security freeze stops new creditors from accessing your credit report unless you lift or remove the freeze. You can lift the security freeze either temporarily or permanently.
You can place the freeze with Transunion, Equifax and Experian. These agencies may charge you for placing or removing freezes, depending on the state you’re in. Your best bet is to get in touch with each nationwide consumer reporting agency to place or remove a security freeze.