How To Get A Personal Loan If You Have a Credit Score Of 739 Or Less

If you have a credit score that ranges anywhere between 670 and 739, you have good credit.

With a score like this, you should be able to get approved for an unsecured personal loan. These loans are typically structured as installment loans with a fixed repayment period and often —though not always — a fixed interest rate.

You have the option of borrowing from either a traditional lender or a nontraditional lender such as Prosper or Lending Club.