If you have a credit score of 579 or lower, you are considered to have poor credit. Finding loans with a credit score this low is a challenge because lenders see you as a high risk borrower. Even if you are approved for anything, you will pay very high interest rates. But, it’s not impossible.
If you want a loan, you will likely have to get a cosigner with good credit to help you. A cosigner is another person who is guaranteeing that the loan will be repaid.
You could also get a secured loan. With a secured loan, you provide collateral — such as a car title or savings account — to guarantee the loan.