How To Get A Personal Loan If You Have a Credit Score Of 579 Or Less

If you have a credit score of 579 or lower, you are considered to have poor credit. Finding loans with a credit score this low is a challenge because lenders see you as a high risk borrower. Even if you are approved for anything, you will pay very high interest rates. But, it’s not impossible.

If you want a loan, you will likely have to get a cosigner with good credit to help you. A cosigner is another person who is guaranteeing that the loan will be repaid.

You could also get a secured loan. With a secured loan, you provide collateral — such as a car title or savings account — to guarantee the loan.

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