Borrowers who need to build their credit profile can always turn to a tried and true method – the old-fashioned store credit card. Everyone won’t get approved for a store card, but the barrier to entry is very low. It won’t be hard to get approved.
However, don’t expect lower interest rates. Because they are taking on more of a risk by approving cards for those without a great track record, they also have astronomical interest rates.
If you go this route, it’s best to pay off your balance every month; otherwise you may get stuck in a debt trap.