There are plenty of ways to build your credit score:
#1 – Get a secured credit card
Getting a secured credit card is a simple way to start building your credit history. This card can help prove to lenders you can be responsible without a lender having to take much risk.
#2 – Get a credit-builder loan
Getting a credit builder loan is similar to a secured credit card, but you don’t have to make a down payment. These loans are typically only offered by community banks and credit unions.
#3 – Build credit with rent payment
Paying your rent on time can help you build your credit score if it’s reported to the bureaus. Ask your landlord if they report rental payment data to Experian, TransUnion, or Equifax rental bureaus. If they don’t, you can sign up for a rent payment service that will let you pay for your rent online and give you the option to report your payments to the bureaus.