Why You Shouldn’t Just Pay the Minimum

Credit card companies make it easy for shoppers to get into debt. Your are offered to pay a minimum payment each month, and it can be often times tempting. Yet, remember hat you have an interest rate, and it is usually around 10 to 30 percent. Don’t spend more than you have to if you can’t afford to pay the credit card bill in full in the end of the month.

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