If you’re looking for an in-case-of-emergency card or you need to make a big purchase soon that you might not be able to pay off right away, the low-cost Barclaycard Ring Card may be a great fit.
There’s no annual fee, and no balance transfer fee.
Plus, the card comes with a 15-month 0% introductory APR on purchases and balance transfers made within 45 days of account opening.
If you go past those days, you’ll pay a variable 13.74%.
So, if an emergency pops up this is the kind of card you’ll want to use.
Another perk is that you’ll be invited to share your opinions and vote on product changes in Barclaycard Ring’s online community.