If you’re looking for a credit card that offers low fees, Discover it – 18 Month Balance Transfer Offer Card may be the right choice for you. With a $0 annual fee and an introductory APR of 0% on purchases for 6 months, this card is a great choice for when you need to make a large purchase. This card has certain bonus reward categories that give you points for purchases based on type. Categories may include groceries, gas, etc. But, the benefits don’t stop there. You also get 1% cash back on non-bonus categories. You also get other perks too including free FICO scores and warranty protection.
There are a few disadvantages to this card. For one, it has a 3% balance-transfer fee. Also, the 0% APR period on things you buy will cost you money pretty quickly unless you pay your balance in full right away.