If you’re a new grad, the Citi Double Cash Card is a great option. Depending on your credit, you can enjoy a variable 14.24% to 24.24% interest rate with no Annual Fee.
The Citi Double Cash Card rewards you for paying the bills on time. Cardholders earn 1% cash back on purchases, then another 1% back when they pay that purchase off.
That means you can earn 2% cash back on every dollar you spend.
There’s also a 0% introductory APR for balance transfers for your first 18 months.