How to Deal With a Credit Limit

It may be nice to have a deep credit limit, but if you feel that it makes you overspend, you should reduce it. The way to go about it is to contact you credit provider and ask to reduce it. Furthermore, credit card issuers are not allowed to send you invitations to increase your credit limit, so you are more able to resist temptation to have it increased again. Having your credit limit lower will help you save money and keep your financial plan on track.

Continue to original source.

By clicking submit, I authorize Wallet Monkeys and its affiliated companies to: (1) use, sell, and share my information for marketing purposes, including cross-context behavioral advertising, as described in our Terms of Service and Privacy Policy, (2) supplement the information that I provide with additional information lawfully obtained from other sources, like demographic data from public sources, interests inferred from web page views, or other data relevant to what might interest me, like past purchase or location data, (3) contact me or enable others to contact me by email with offers for goods and services from any category at the email address provided, and (4) retain my information while I am engaging with marketing messages that I receive and for a reasonable amount of time thereafter. I understand I can opt out at any time through an email that I receive, or by clicking here.