Citi Simplicity Card

The Citi Simplicity card is a great card for beginners and seasoned cardholders alike. One of the best perks of the Citi Simplicity card is that you’re able to transfer over a balance from another card and will be able to get 0% APR for a full year. This is great for those who are trying to climb out of a credit card debt hole.

Image via Citi.

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