Credit card fraud happens when someone uses your credit card information without your permission to make unauthorized purchases. Here are some common ways that criminals end up with credit card information:
– Skimming: Skimming is when a person takes a picture of your credit card information. They may also use a hidden camera to watch you enter your pin.
– Dumpster diving: Some criminals search through your garbage bin in order to find bank statements, credit card statements, and any purchase receipts with personal information on it. They also use unused credit card applications.
– Theft: Criminals aren’t above the old fashion way of simply stealing your credit cards from your purse or wallet.

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