- True or False: Opening Credit Cards Hurt Your Credit ScoreTrue...but not by much. Opening a credit card will only drop your credit score by a handful of points, usually about five points. This isn’t...
- Can You Get A Balance Transfer Credit Card With Poor Debt?If you have credit card debt with high interest rates, then balance transfers are a great way to slash those high interest rates. Approval for...
- How To Escape Credit Card DebtThere are tons of ways to pay off a credit card debt. Some are bad ideas such as taking out a pay day loan, tapping...
- Should You Use Retirement Savings To Pay Credit Card Debt?If you’re searching for a way to get rid of credit card debt, avoid going into your retirement savings. Anytime you touch the tax-advantaged retirement...
- Should You Pay Your Credit Card Debt In Full?To pay in full or not to pay in full….that is the question when it comes to credit cards. Because in reality, you have a...
- Understanding That Your Credit Card Is Actually A Binding AgreementRead your credit card agreements carefully, because the contract is binding. Once you sign, you have entered into a legal contract where the terms of...
- Who Are Visa and MasterCard?When people get credit cards, some may be under the impression that the Visa or MasterCard logo on the front represents the company responsible or...
- When Choosing A Store Credit Card, Consider These 2 Things…When choosing a credit card, there are some things you should consider. For instance, having just a few general-purpose cards will suit most people’s needs....
- Every College Student Should Be Aware Of These Credit Card TermsCredit card companies flood college students with credit offers. It may not be a great idea to act on them, but if you do you...
- 3 Terms Every New Credit Card Borrower Should Be Aware OfGetting a credit card for the first time is exciting. A company has essentially trusted you with a certain amount of money and if things...