If you have credit card debt with high interest rates, then balance transfers are a great way to slash those high interest rates. Approval for transfers will depend on your credit score and good credit gets more attractive offers. If you have poor credit that’s below 600, you should work on building your credit to or above 600 by opening a secured credit card.
You can do this with your local bank or credit union. Building your credit score is the best way to go before you can apply for a balance transfer card.