Everyone has a right to check their own credit report annually. For a free copy of your credit report, simply go to www.annualfreecreditreport.com. This is a wise thing to do as often as possible. That’s the only way you will be able to identify any errors that may be on your credit report.
Whether it’s a misspelled name or wrong information all together, you have the right to dispute what’s been reported. Monitoring your credit report will not only point out errors in your report, but it will also help you to manage it better. You’ll be able to see firsthand how certain behaviors either affect your credit positively or negatively.